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There may come a time that you discover something wrong with the house,
and you may be upset or disappointed with your home inspection.
Intermittent Or Concealed Problems
Some problems can only be discovered by living in a house. They
cannot be discovered during the few hours of a home inspection.
For example, some shower stalls leak when people are in the
shower, but
do not leak when you simply turn on the tap. Some roofs and
basements only leak when specific conditions exist. Some
problems will only
be discovered when carpets are lifted, furniture is moved
or finishes are removed.
No Clues
These problems may have existed at the time of the inspection
but there were no clues as to their existence. Our inspections
are based on the past performance of the house. If there are no
clues of
a past problem, it is unfair to assume we should foresee a
future problem.
We Always Miss
Some Minor Things
Some say we are inconsistent because our reports identify
some minor problems but not others. The minor problems that are
identified were discovered while looking for more significant
problems.
We note
them simply as a courtesy. The intent of the inspection is
not to find the $200 problems; it is to find the $2,000 problems.
These are the
things that affect people's decisions to purchase.
Contractors' Advice
The main source of dissatisfaction with home inspectors comes
from comments made by contractors. Contractors' opinions
often differ from ours. Don't be surprised when three roofers
all say the
roof needs
replacement when we said that, with some minor repairs,
the roof will last a few more years.
Last Man In Theory
While our advice represents the most prudent thing to do,
many contractors are reluctant to undertake these repairs.
This is because of the "Last Man In Theory". The contractor fears
that if he is the last person to work on the roof, he will get
blamed if the
roof leaks, regardless of whether the roof leak is his fault
or not. Consequently, he won't want to do a minor repair with
high liability
when he could re-roof the entire house for more money and reduce
the likelihood of a callback. This is understandable.
Most Recent Advice
Is Best
There is more to the "Last Man In Theory". It suggests that
it is human nature for homeowners to believe the last bit of "expert" advice
they receive, even if it is contrary to previous advice. As home inspectors,
we unfortunately find ourselves in the position of "First Man
In" and consequently it is our advice that is often disbelieved.
Why Didn't We See
It
Contractors may say "I can't believe you had this house inspected,
and they didn't find this problem". There are several reasons
for these apparent oversights:
1. Conditions During Inspection
It is difficult for homeowners to remember the circumstances
in the house, at the time of the inspection. Homeowners
seldom remember that it was snowing, there was
storage everywhere in the basement or
that the furnace could not be turned on because
the air conditioning
was operating, et cetera. It's impossible for contractors
to know what the circumstances were when the inspection
was performed.
2. The Wisdom Of
Hindsight
When the problem manifests itself, it is very easy
to have 20/20 hindsight. Anybody can say that
the basement is
wet
when there is 2
inches of water on the floor. Predicting the
problem is a different story.
3. A Long Look
If we spent 1/2 an hour under the kitchen sink
or 45 minutes disassembling the furnace, we'd
find more problems
too.
Unfortunately, the inspection would take several
days
and would cost considerably
more.
4. We're Generalists
We are generalists; we are not specialists.
The heating contractor may indeed have more
heating expertise than we do.
5. An Invasive Look
Problems often become apparent when carpets
or plaster are removed, when fixtures or
cabinets are pulled out, and so on. A home
inspection is a visual examination. We don't perform
any
invasive or
destructive tests.
Not Insurance
In conclusion, a home inspection is designed
to better your odds. It is not designed
to eliminate all
risk.
For that reason, a home inspection
should not be considered an insurance
policy. The premium that an insurance company would
have to charge for
a policy with
no deductible,
no limit
and an indefinite policy period would
be considerably more than the fee we charge.
It would also
not include the value
added by the inspection.
We hope this is
food for thought.

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